Clydesdale Bank

How to register with this lender as a new user

To get set up with Clydesdale Bank, you’ll need to be registered with Virgin Money first. You can do that at Once registered, simply email with your contact details and your FCA firm details and we’ll add you to Clydesdale Bank’s panel too.

How to add Mortgage Club as a payment route with this lender

Just so you know, Clydesdale Bank registration is managed at firm level, meaning the firm’s nominated mortgage club is applied to all the brokers within the firm.

How to contact this lender

For large loan new business enquiries of £750k or more, that are complex or that don’t meet our standard lending criteria, you can speak to our underwriters directly on 0113 224 1369. Lines open 9.00am to 5.00pm Monday to Friday.

For updates on an application you have already submitted, use our case tracker service. If you need further support call 0800 9178 363. Lines open 9.00am - 5.30pm Monday to Friday (Wednesdays 9.30am - 5.30pm).

For help and support submitting an online application, please refer to the FAQs. If you need further support call 0800 6783 066, lines open 9.00am to 5.00pm Monday to Friday.

To discuss product and policy queries, or for advice on making an application, speak to your Business Development Manager.

For quick info on our products or lending policy, use our live chat.

Who are we

Clydesdale Bank – Intermediary solutions as individual as your clients - Every client has different needs. Your clients come to you because you’ll find a mortgage solution that fits their needs, not a lender’s. Brokers come to us because we understand this. We’re able to adopt a flexible approach and assess cases on their individual merits. Our team will work with you to understand your client and what we may be able to do for them, helping you to find solutions.

What we do

Non-standard income — We’ll discuss non-standard income streams and more complex income structures to see if we can find a way to assist your clients.

Buy-to-let — We are proud to be different when it comes to assessing your client’s BTL mortgage, and that means making an overall affordability assessment. We can lend to first-time landlords, non-owner occupiers and first-time buyers.

Large loans — Direct access to underwriters for £750k+ loans. Available to 75% LTV up to £2m, with Capital & Interest top up to 80% LTV.

Interest only A maximum LTV of 75% with a range of acceptable repayment vehicles.

Self-employed — We’ll use the customer’s share of pre-tax profit plus director’s remuneration.

Professionals — Our mortgages for professionals are available where one or more of the applicants are employed as one of the occupations listed here, are for loans from £80k to £750k at LTVs up to 90%. At LTVs of over 85%, loans up to £570k across the UK and up to £750k in London are available.

Contractors — We can accept applicants with a one-year contracting history for mortgages up to 95% LTV.

Useful Links –

You can find information about our lending policy for residential and buy to let mortgages on our criteria web pages.

Use our mortgage affordability calculator to understand how much your client may be able to borrow for residential or buy to let cases.

We offer a range of repayment mortgage products designed for both purchasers and current owners, for new and existing customers. You can find our current rates on our website.

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Standard Residential0.40%0.38%
Buy to Let0.40%0.38%
Specialist Case0.38%0.38%
Product Transfers0.20%0.18%