Harpenden Building Society

How to register with this lender as a new user

You can use the Broker Online portal for applications

How to add Mortgage Club as a payment route with this lender

Please see our procuration fee details below  – brokers should notify the Society on a full application that the proc fee should be paid via L&G.

How to contact this lender

Our Business Development team are here to help:

Jean Errington

Business Development Manager

07483 310314

jerrington@harpendenbs.co.uk

Graeme Aitken

Business Development Manager

07483 310334

gaitken@harpendenbs.co.uk

Who we are

We provide individually underwritten mortgages. That way we get to completely understand the needs of the customer.

Individual approach to your application:

  • No use of over-mechanical, tick-box credit scoring
  • An individually-assessed, common-sense approach
  • Repayment, Interest-only or a combination of both

Flexible view on the merits of your case

  • Suitability and affordability are key
  • No upper age restriction
  • Up to 4 borrowers per application

Clear, fair and transparent charges

  • You are aware of all charges and costs
  • No other hidden charges

Look at many types of income when assessing affordability

  • Self-employed income
  • Pension, drawings, dividends, rental/investment/trust income and maintenance

What we do

We have the expertise to manage complex mortgage applications and we take a flexible view on the merits of all cases and create specialist solutions for your clients.

Our policy of lending to people in different types of employment includes; employed, self-employed and retired.

We consider many income sources when determining affordability. These include salary, bonus and commission, self-employed income, pension and investment or trust income.

Our individual products;

  • Residential Owner Occupied
  • Guarantor
  • Self-employed
  • Contractors
  • Professional
  • Lending into retirement
  • Lending in retirement
  • Standard self-build
  • Premium self-build
  • Development to sell/let
  • Residential bridging
  • Holiday Let/Second home/holiday home
  • CBTL/BTL
Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Residential (All products)0.400%0.380%
Buy to Let0.400%0.380%
Retention / Further advance0.2000%0.1800%