Just

Who we are

We’re one of the UK’s leading providers of specialist financial services solutions, completely focused on meeting the needs of people thinking about, approaching, or in retirement.

We have a strong social purpose - a beacon within financial services. We provide products and services that help our customers achieve a better later life and believe that financial intermediaries are best placed to help people with the choices they need to make to achieve this.

What we do

As more people live longer and want to make the most of their retirement years, their pension savings may have to stretch further than they had initially planned. Whether they need to find additional sources of funds or boost their income, lifetime mortgages could be the solution they’re looking for.

The Just For You Lifetime Mortgage is designed to allow an initial lump sum release with the added flexibility of a cash facility, which clients can use to release extra amounts in the future. Our lifetime mortgage also provides an option to pay some or all of the monthly interest amount at a reduced rate to the roll-up interest rate, helping to manage the overall cost of the loan amount.
Using our expert underwriting capability gives your clients the potential to borrow an even higher amount based on their medical and lifestyle conditions.

Useful links

Lending Criteria Guides (153kb pdf)

At a glance (234kb pdf) – Our lifetime mortgage product, at a glance.

Lifetime Mortgage Calculators (justadviser.com) – Click here for useful links to Just calculators, designed to help advisers meet complex customer needs.

Lifetime Mortgage Medical Questionnaire (265kb pdf) – Only needed in conjunction with the lifetime mortgage quote form.

Lifetime Mortgage Application form editable version (1.9mb pdf) – Apply for one of our lifetime mortgages. This version of the application form includes editable fields.