Precise Mortgages

How to register with this lender as a new user

Visit Precise and complete the online registration form and select Legal and General as your payment route.

How to add Mortgage Club as a payment route with this lender

When submitting an application it will ask you to select your mortgage club as the payment route. Please choose ‘Legal & General Partnership Services’

How to contact this lender

Call them on 0800 116 4385 or visit their website.

At Precise Mortgages we continually enhance our products, criteria and service proposition to offer a wide range of borrowing options, providing solutions for customers who struggle to meet high street lenders’ criteria.

Residential Mortgage Highlights

  • Minimum 1 year’s self-employed trading in most cases
  • Less than perfect credit profile considered (including CCJs and defaults – 0 in 3 months)
  • Options available for Debt Management Plans up to 85% LTV
  • First time buyers considered up to 85% LTV
  • Right to Buy and Help to Buy products available
  • Interest Only and Part and Part repayment methods available

Buy to Let Mortgage Highlights

  • Top Slicing option available
  • Options available for Limited Companies, including SPVs
  • HMOs with up to 6 bedrooms and 1 or more kitchen(s)
  • Portfolios: up to 20 loans with Precise Mortgages (up to £10m value) – unlimited with other lenders
  • Interest coverage ratio (ICR) from 125% - bespoke ICRs available based on individual circumstances
  • Studio flats accepted
  • Maximum age of 80 at application (maximum term of 35 years)

Bridging Finance Highlights

  • First and second charges available
  • Joint legal representation offered to help reduce costs for customers
  • Automated valuations (AVMs) option available
  • No blended rate for cross collateral charges
  • Lend up to 100% with additional security

Click here for scenarios where Bridging Finance may be the solution for your customer


Contact Details


Intermediary & underwriting support team:  | 0800 116 4385 

Sales Team: access their details

Precise website

Register or Log In

Click here to register with Precise Mortgages and follow the simple steps provided.

If you’re already registered with Precise Mortgages and would like to submit a case click here.

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Buy to Let0.600%0.500%
Bridging 1.250%1.000%
Refurb BTL (Payable in 2 parts 0.600% gross paid for Bridging element and 0.600% paid on completion of BTL)0.600%0.500%
Product Transfers0.30%0.28%