Mortgages

Choose from five different survey reports for detailed information about the state of a property, any defects or work that needs to be carried out, before you buy.

A loan secured against your home where you don’t have to make monthly payments.

A form of equity release. The amount borrowed plus interest doesn’t need to be repaid until you die or move into long-term care.

You can use the money to repay an existing mortgage or spend it on something else.

The amount you can borrow is determined by your age and property value and there’s no affordability assessment. You have the option to pay all, some or none of the interest.

A loan secured against your home where you make monthly payments.

A type of residential mortgage, the amount borrowed doesn’t need to be repaid until you die or move into long-term care.

You can use the money to repay an existing mortgage or spend it on something else.

You can borrow up to 60% of the value of your home and need to be able to afford the monthly interest payments. As a last resort, your home may be repossessed if you do not keep up the payments.