We also want to help create the kind of world people want to retire in.
As a pension saver, you are an investor. There are many different factors that pose both a risk and an opportunity to the growth of your savings. A responsible investing approach enables us to focus on a key area, which is the management of environmental, social or governance (ESG) issues.
ESG issues include things like how responsibly a company is run, climate change and protecting the future of our planet, financial and social inclusion, healthcare and human rights. How these issues are managed today could determine the future state of your pension performance, as well as our society and planet.
Legal & General Investment Management (LGIM), our investment management business, considers ESG issues throughout the investment process, for the funds it manages. This helps LGIM to manage investment risks and opportunities and seek the best possible financial returns for you.
LGIM strives to effect positive change in the companies that it invests in, by engaging and voting on important ESG issues to challenge them to do better.
The rest of this site provides examples of how ESG issues are considered in the investment process. The ‘your investment choices’ section also provides a responsible investing fund guide, matching funds to specific responsible investing characteristics.
The value of your pension savings can go down as well as up and is not guaranteed.
Most of the activity described on this site is carried out by Legal & General Investment Management (LGIM), a division of Legal & General. LGIM manages your funds and makes the day-to-day investment decisions.
All our funds are managed by professional fund managers but some of the funds available to you are not managed by Legal & General. External fund managers may take a different approach to responsible investing.
Throughout this site, we use companies as examples of the action we take. The issues highlighted are not exclusive to them.
Reference to a particular security is on a historic basis and does not mean that the security is currently held or will be held within an LGIM portfolio. The information on this site does not constitute a recommendation to buy or sell any security.