Take control of your retirement savings with our simple and flexible online pension

Simplify your pension savings by transferring in your old pensions to our Personal Pension.

Our online pension makes it simple to manage your investment, putting you in control.

You can start saving into our Personal Pension if you're a UK resident aged between 18 and 74, and start withdrawing money from age 55 (57 from 2028) 

If you're a member of a Legal & General Workplace Pension, you may have the option to consolidate into that scheme, which could be suitable for your needs.



Sounds good. What's the risk?

Our Personal Pension invests in stocks and shares, which means the value of your investment will go up and down. It isn’t guaranteed, so you may get back less than you put in.

To help you, we offer a choice of five funds based on your risk appetite.

Please read the Personal Pension Key Features and Terms and Conditions before applying.


Why consolidate my pensions?

Combining your pots makes it easier for you to manage and monitor your pension savings all through our online account. It might even save you money on less fees and charges.

Although sometimes there are reasons you might not want to transfer a particular pension, for example if they have guarantees or protected benefits, but we will always check and let you know.

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Opening an account takes just minutes

Tell us about your existing pension and let us do the rest.

If you're unsure if a pension is right for you, get in touch with a financial adviser or find one through Unbiased.

How transferring your pensions into one works

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Choose your risk level

The first step is to choose your risk level from one of five multi-index funds - but don't worry - you don't have to be a financial wizard to do this. We lay it out so you can clearly see your options.

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Open a Personal Pension

When you open a Personal Pension with us, we’ll ask you to tell us about any existing  providers or pension pots you know the details of – it’s a good idea to have this information ready before you start.

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Transfer in any pensions

Lastly, once you've set up a Personal Pension, you can tell us of any potentially lost pension pots you may have and we can transfer them over with our free tracing service.



Pension transfer and consolidation questions

Find out more about transferring and consolidating your pension with our frequently asked questions.