A loan secured against your home, for ages 55+

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Help fund the cost of a second home

Borrow based on the value of your primary property and use the money to help fund the purchase of a second home.

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Possibility to move in the future

You may be able to move your later life mortgage to your new home, if it meets our lending criteria.

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No fixed term

The loan is repaid from the sale of your home when the last borrower dies or moves into long-term care.

Equity release calculator

This calculator helps you see how much equity you could release with a lifetime mortgage, a loan secured against your home. We’ll ask you to register your details so we can show you the calculation. You may also receive a call from us to assist you with your enquiry.

My date of birth is
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My home is worth around

I'm looking to release


This is a guide to the lifetime mortgage products we offer, and not advice or a personal recommendation. You can only buy a lifetime mortgage through a financial adviser.

If we call, we’ll use your address to look up your property to assist with your enquiry.

Looking for an interest only option?

A Retirement Interest Only Mortgage is a loan secured against your home. You have to pay the interest off monthly, but the full amount of the loan isn't usually repaid until you die or move out of the home into long-term care. As a last resort, your home may be repossessed if you do not keep up repayments.

If you're looking to release some money from your home to pay off an existing mortgage, this is one of the options available to you.