Policies for small and medium-sized businesses
Our business protection products are designed to be comprehensive and flexible, so you can offer cover that’s made to protect every company, key person, partnership and beneficiary.
Protection for every business
Executive Income Protection
Can help protect small business clients against the financial impact of an employee’s incapacity on the business.
Key Person Protection
Can help your client cover costs such as reduced profits or to fund replacement staff after the loss of a key person.
Key Person Income Protection
Pays businesses a monthly benefit if a key employee can't work because of an illness or injury.
Helps business owners buy out shares after the loss of a partner or director.
Business Loan Protection
Helps your client pay outstanding loans or debts after the loss of a guarantor or key individual.
Relevant Life Plan
A tax-efficient way for your client to offer a death-in-service benefit to their employees.
Additional cover your client can count on
Access included as standard with our business protection products. Personalised practical and emotional telephone support from a registered nurse. Provided by RedArc Assured Limited
Rehabilitation Support Service
Included as standard with Executive Income Protection and Key Person Income Protection. Supports a quicker return to work, and good physical and mental health.