View our current BMI and lifestyle philosophies.
Find out how we assess lifestyle and BMI, and how it could affect your client’s cover.
It’s important your client tells us as much as possible during their application, because how they live their life can have an impact on the cost of their cover.
Full disclosure from the start means we can make a fair and accurate assessment. This helps avoid possible misrepresentation, which can result in a claim being declined.
You can call our Pre-sale Underwriting team on 0370 333 3699.
We’re open Monday to Thursday 9.00am to 5.00pm and Friday 9.00am to 4.00pm.
We may record and monitor calls. Call charges will vary.
Get a fast and accurate indication of terms with our Pre-sale Underwriting form, available to you any time.
Just fill in your client’s details, and one of our Pre-sale Underwriters will email you an indication of terms.
Evidence for underwriting
Find out when and why we ask for certain types of medical evidence.
Occupation and armed forces
Guidance on our different occupation classes.
Residency and travel
Our underwriting position for residency and travel.